I use my current accounts for my day-to-day banking and to gain access to certain perks and bonuses.
1. Club Lloyds Current Account
My Club Lloyds Current Account is the account I use for my personal banking. I recently upgraded it from a Lloyds Classic Current Account due to the additional benefits, higher interest rate (1%) and eligibility to open a Club Lloyds Monthly Saver (2.5%).
See my review of this account here.
2. Barclay’s Blue Rewards Current Account
My Barclay’s Blue Rewards Current Account is used for my business banking. Although it pays no interest and costs £4 per month to run, I earn £12 of rewards each month, which makes it profitable to the tune of £96 per year.
See my review of this account here.
3. First Direct Current Account
I opened this account a while ago because First Direct were offering £125 cashback simply for opening an account with them. It pays no interest and I don’t really use it for anything but I keep it open so that I am eligible for the First Direct Regular Saver (2.75%).